HedgeStone Business Advisors
The Gold Standard of Business Brokering

Get Your Free Copy

Enter your info to download this resource.

Please fill in all fields.
Billionaire Buyers Club

The $5 Trillion Opportunity Nobody Is Talking About

Why the next decade belongs to small business partners

$5T
Enterprise value in small businesses changing hands by 2035
Source: McKinsey, February 2026

Between now and 2035, approximately 6 million small and medium-size businesses will face ownership transitions as baby boomer owners retire. More than 1 million of these firms are viable candidates for sale. This is the largest transfer of business wealth in American history.

The Numbers Behind the Transfer

0
Businesses facing ownership transition by 2035
0
Age of more than half of all small business owners
0
Business owners already 65 or older

Source: McKinsey Institute for Economic Mobility, February 2026

The Problem: Most Owners Have No Exit Plan

Today, 92% of small business exits occur through closure

0

Only 5% are completed sales. The rest? Owners simply close the doors. Decades of work. Customer relationships. Trained employees. Equipment. Brand value. Gone.

This isn't because these businesses aren't valuable. It's because most owners don't know how to sell. They don't have a broker. They don't understand valuation. They don't have a buyer pipeline.

The Opportunity: Supply Is About to Flood the Market

Annual Business Exits Are Rising

2011
Baseline
2025
+20%
2030
+35%
2035
+42%

What This Means for Partners

Annual exits could rise to 42% above 2011 levels. As many as 665,000 businesses per year looking for buyers. More supply means better deals, better terms, and motivated sellers willing to structure creative financing.

2025 Market Snapshot

Metric 2025 Data Trend
Total Market Value $7.95 billion +3% YoY
Median Sale Price $350,000 +2% YoY
Median Cash Flow (SDE) $158,950 +3% YoY
Average SDE Multiple 2.57x Stable
Brokers Expecting Higher Volume 80% Bullish

Source: BizBuySell 2025 Year-End Insight Report

72% of brokers anticipate more owners coming to market in 2026, driven by Baby Boomer retirements. Nearly half report Boomers already make up the majority of their listings.

Why This Window Matters

  1. Motivated Sellers

    Retiring owners often prioritize certainty over maximum price. They want to hand off to someone who will take care of their employees and customers. This creates negotiation leverage for buyers.

  2. Seller Financing Is Common

    Owners who can't find traditional buyers often agree to carry a note. This means you can acquire with less cash down and let the business pay for itself.

  3. Less Competition Than You Think

    Most capital is chasing tech startups and real estate. Small business remains an inefficient market where preparation beats competition.

  4. Recession-Resistant Cash Flow

    Laundromats, HVAC companies, waste management, healthcare services. These businesses run regardless of market conditions.

The Stakes

Small businesses employ over 60 million workers. Nearly half the US workforce. When these businesses close instead of sell, those jobs disappear. Communities lose services. Wealth evaporates.

For partners, this represents an asymmetric opportunity. Capital is needed. Returns are available. The question is whether you're positioned to act when the right deal appears.

The greatest wealth transfer in American business history is happening now. The partners who understand this will be the ones who benefit from it.

HedgeStone Business Advisors | Billionaire Buyers Club | hedgestone.com | (561) 593-3711