Cash Flow Stress Test.

Run the numbers before you sign. Find out what this deal looks like when things go wrong.

On Stress

Most buyers model a deal on the seller's best year.

Banks stress-test the deal on a 20 percent revenue drop, and so should you. A deal that works in the sunshine but breaks in a storm is the kind that wipes out a first-time operator in year two.

This tool runs the math. Your numbers, the loan, a stressed year, and the answer: can this business pay its own debt under pressure?

Intake

01 / 05

§2 · Credentials

Almost there. See the stress test.

Enter your details below to reveal your stress grade, debt service coverage, and the top risks in this deal.

First Name

Last Name

Email Address

Phone

§3 · Stress Test Grade

Stressed DSCR

0.00x

Strong Workable Thin At Risk

Current DSCR

0.00x

20% Drop

0.00x

30% Drop

0.00x

Deal Structure Breakdown

4 Factors

Leverage -

Down payment percentage

Interest Rate -

Annual interest rate

Multiple -

Price ÷ SDE

Loan Term -

Repayment period

Your top three risks.

Ranked by severity. Each includes the question to ask before you sign.

Browse Deals in Your Range

We have businesses listed between $400K - $600K that match your criteria.

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Every business looks good in the listing. The ones that stay good are the ones that pass a stress test before the ink dries.

HedgeStone Business Advisors · (561) 593-3711